Insurance Software Development Services

Accelerate Underwriting and Claims with AI

We digitize the entire policy lifecycle from quoting to claims reducing paper processing and wait times.

Award Winning Development

Why Azumo for Your Insurance Software Development

We hire engineers who understand the protocols and compliance requirements that govern your business.

Photo image of a software development outsourcing project. The image is a man smiling in an office setting after a successful software product demo

Their team consistently brings thoughtfulness, professionalism, and ownership, making them a valued extension of our internal team.

Jason V.
Jason V.
Senior Delivery Manager
Centegix

Behind every huge business win is a technology win. So it is worth pointing out the team we've been using to achieve low-latency and real-time GenAI on our 24/7 platform. It all came together with a fantastic set of developers from Azumo.

Saif Ahmed
Saif Ahmed
SVP Technology
Omnicom

We’ve been working with Azumo since our founding. Their team has been great to work with. We built out a massive AI based data platform with their help. They can handle just about anything.

Jim Stovell
Jim Stovell
Founder, CEO
Stovell AI Systems

The work was highly complicated and required a lot of planning, engineering, and customization. Their development knowledge is impressive.

Costa Constantinou
Costa Constantinou
Senior Product Manager
Discovery Channel

They know a lot about the products they build on and were very responsive. Their project manager broke down barriers and explained all the intricacies of the custom software development effort in a way that was easy to understand.

Jason Trimiew
Jason Trimiew
Group Head
Facebook

We invest in our nearshore software engineers and it shows.

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Top Software Development Company for Insurance
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Top AI Development Company
Top Software Developers

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Top Software Development Company

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Impact Company of the Year

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Best in the West

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Hot Vendor for AI

Technology Expertise

Insurance Software Development Services

Insurance Software Development Services

Modernize operations, enhance customer experiences, mitigate risks, and drive growth and profitability in a rapidly evolving digital landscape.

Software Development
We Build Using Market Standards
ACORD Standards, HIPAA (for Health), NAIC Compliance, RESTful APIs, EDI
The State of the Insurance Industry

Manual claims processing is slow, error-prone, and leads to low customer satisfaction scores (NPS).

84%

Insurance AI Adoption Rate
Insurers implementing AI for operations

56%

Claims Processing Speed
AI accelerates claims adjudication

62%

Fraud Detection Rate
AI improves fraud identification

Insurance Software Development Services

AI Software Development Services for Insurance

We use computer vision to analyze photos of car damage or property claims. The AI estimates repair costs and flags potential fraud automatically, speeding up payouts.

AI Dev Services for Insurance
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Automated Risk Assessment

Machine learning that evaluates applicant risk and makes underwriting decisions with high accuracy.

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Claims Management Platforms

FNOL intake, adjuster assignment, reserve management, and payment processing.

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Underwriting Workbenches

Risk assessment tools with third-party data integration (LexisNexis, Verisk) and rule engines.

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Agent & Broker Portals

Quote generation, policy servicing, and commission tracking for distribution channels.

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Actuarial Modeling Systems

Loss reserving, pricing models, and catastrophe modeling with R/Python integration.

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Claims Document Processing

OCR and NLP extraction of data from medical records, police reports, and repair estimates.

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Fraud Detection Systems

Link analysis and anomaly detection for claims fraud across policyholder networks.

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Embedded Insurance APIs

Usage-based insurance (UBI) and on-demand coverage for fintech/automotive partners.

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Reinsurance Administration

Treaty management, ceding calculations, and bordereaux reporting for reinsurers.

Custom Development for Insurance

Policy Administration Systems

Quote-to-bind workflows, policy issuance, endorsements, and renewal processing.

Claims Management Platforms

FNOL intake, adjuster assignment, reserve management, and payment processing.

Underwriting Workbenches

Risk assessment tools with third-party data integration (LexisNexis, Verisk) and rule engines.

Agent & Broker Portals

Quote generation, policy servicing, and commission tracking for distribution channels.

Actuarial Modeling Systems

Loss reserving, pricing models, and catastrophe modeling with R/Python integration.

Claims Document Processing

OCR and NLP extraction of data from medical records, police reports, and repair estimates.

Fraud Detection Systems

Link analysis and anomaly detection for claims fraud across policyholder networks.

Embedded Insurance APIs

Usage-based insurance (UBI) and on-demand coverage for fintech/automotive partners.

Reinsurance Administration

Treaty management, ceding calculations, and bordereaux reporting for reinsurers.

AI Agents

We can also build intelligent workflows with AI Agents

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Trusted Partner

Our AI Development Process for Insurance

We follow a structured, insurance-first AI development process that prioritizes risk assessment, regulatory compliance, and actuarial accuracy

STEP. 01

Insurance AI Discovery

We understand risk assessment regulatory requirements and customer expectations. We design AI that improves efficiency and reduces losses.

STEP. 02

Insurance Data Integration

We integrate policy data claims history customer information and external data sources into unified AI systems.

STEP. 03

AI Model Development

Our data scientists develop insurance AI including underwriting models fraud detection and claims automation engines.

STEP. 04

Regulatory Validation

We test AI against insurance regulations actuarial standards and fairness requirements ensuring compliance.

STEP. 05

System Integration

We integrate AI with policy administration claims management and customer service systems ensuring seamless operations.

STEP. 06

Continuous Performance Monitoring

Post-deployment we monitor underwriting accuracy fraud detection rates and claims processing metrics refining AI.

Benefits