Fintech Software Development Services
Launch Next-Gen Financial Products with AI
We help Fintechs bypass legacy rails to build instant peer-to-peer and cross-border payment flows.
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Award Winning Development
We hire engineers who understand the protocols and compliance requirements that govern your business.
Their team consistently brings thoughtfulness, professionalism, and ownership, making them a valued extension of our internal team.
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Behind every huge business win is a technology win. So it is worth pointing out the team we've been using to achieve low-latency and real-time GenAI on our 24/7 platform. It all came together with a fantastic set of developers from Azumo.
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We’ve been working with Azumo since our founding. Their team has been great to work with. We built out a massive AI based data platform with their help. They can handle just about anything.
The work was highly complicated and required a lot of planning, engineering, and customization. Their development knowledge is impressive.
They know a lot about the products they build on and were very responsive. Their project manager broke down barriers and explained all the intricacies of the custom software development effort in a way that was easy to understand.
We invest in our nearshore software engineers and it shows.
Top AI Development Company
Top Software Developers
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Impact Company of the Year
Best in the West
Hot Vendor for AI
Technology Expertise
Fintech Software Development Services
Streamline financial processes, improve financial decision-making, and empower individuals and businesses to achieve their financial goals.
The friction of T+2 settlement and high cross-border fees drives users to faster alternatives.
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Fintech Software Development Services
We move beyond static rules-based engines. Azumo builds unsupervised learning models that detect net-new fraud patterns (synthetic identities) in real-time, reducing false positives by 40%.
Alternative Credit Scoring
Machine learning that evaluates creditworthiness using non-traditional data for inclusive lending.
Payment Processing APIs
ACH, wire transfer, and card payment integrations with Plaid, Stripe, and Finicity.
KYC/AML Compliance Systems
Identity verification workflows with Persona, Onfido, and watchlist screening APIs.
Digital Wallet Applications
Mobile wallet apps with P2P transfers, bill payment, and loyalty program integration.
Lending Origination Platforms
Application workflows, credit decisioning, and loan servicing with Experian/Equifax integration.
Investment Portfolio Dashboards
Real-time portfolio tracking with Plaid Investments API and market data feeds.
Fraud Detection Systems
ML-based transaction monitoring with real-time scoring and case management workflows.
Open Banking API Gateways
OAuth 2.0-secured APIs for account aggregation and payment initiation per PSD2/FDX standards.
RegTech Reporting Tools
Automated regulatory report generation for OFAC, BSA/AML, and consumer lending compliance.
Core Banking Platforms
Account management, ledger systems, and transaction processing with double-entry bookkeeping.
Payment Processing APIs
ACH, wire transfer, and card payment integrations with Plaid, Stripe, and Finicity.
KYC/AML Compliance Systems
Identity verification workflows with Persona, Onfido, and watchlist screening APIs.
Digital Wallet Applications
Mobile wallet apps with P2P transfers, bill payment, and loyalty program integration.
Lending Origination Platforms
Application workflows, credit decisioning, and loan servicing with Experian/Equifax integration.
Investment Portfolio Dashboards
Real-time portfolio tracking with Plaid Investments API and market data feeds.
Fraud Detection Systems
ML-based transaction monitoring with real-time scoring and case management workflows.
Open Banking API Gateways
OAuth 2.0-secured APIs for account aggregation and payment initiation per PSD2/FDX standards.
RegTech Reporting Tools
Automated regulatory report generation for OFAC, BSA/AML, and consumer lending compliance.
AI Agents
We can also build intelligent workflows with AI Agents
Trusted Partner
We follow a structured, fintech-first AI development process that prioritizes security, regulatory compliance, and user trust
STEP. 01
Fintech Discovery Process
We understand payment flows regulatory requirements and customer expectations. We design AI that drives growth and ensures security.
STEP. 02
Financial Data Integration
We integrate transaction data user profiles payment systems and bank feeds into secure AI platforms.
STEP. 03
AI Model Development
Our data scientists develop fintech AI including credit scoring fraud detection and personalization engines.
STEP. 04
Regulatory Testing
We test AI against financial regulations compliance standards and security requirements before deployment.
STEP. 05
Platform Integration
We integrate AI with payment gateways core banking systems and fintech infrastructure ensuring real-time performance.
STEP. 06
Continuous Risk Monitoring
Post-deployment we monitor fraud rates default rates and user behavior refining AI for optimal risk management.
Benefits
Move Faster with Fintech Software Development for AI Built to Scale
Embedded finance, payments innovation, and lending automation require AI teams who ship production systems while your compliance team keeps pace.