Banking Software Development Company

Modernize Your Core Banking Infrastructure with AI

We help traditional banks wrap legacy mainframes in modern microservices to compete with agile neobanks.

Award Winning Development

Why Azumo for Your Banking Software Development

We hire engineers who understand the protocols and compliance requirements that govern your business.

Photo image of a software development outsourcing project. The image is a man smiling in an office setting after a successful software product demo

Their team consistently brings thoughtfulness, professionalism, and ownership, making them a valued extension of our internal team.

Jason V.
Jason V.
Senior Delivery Manager
Centegix

Behind every huge business win is a technology win. So it is worth pointing out the team we've been using to achieve low-latency and real-time GenAI on our 24/7 platform. It all came together with a fantastic set of developers from Azumo.

Saif Ahmed
Saif Ahmed
SVP Technology
Omnicom

We’ve been working with Azumo since our founding. Their team has been great to work with. We built out a massive AI based data platform with their help. They can handle just about anything.

Jim Stovell
Jim Stovell
Founder, CEO
Stovell AI Systems

The work was highly complicated and required a lot of planning, engineering, and customization. Their development knowledge is impressive.

Costa Constantinou
Costa Constantinou
Senior Product Manager
Discovery Channel

They know a lot about the products they build on and were very responsive. Their project manager broke down barriers and explained all the intricacies of the custom software development effort in a way that was easy to understand.

Jason Trimiew
Jason Trimiew
Group Head
Facebook

We invest in our nearshore software engineers and it shows.

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Top Software Development Company for Banking
Top AI Development Company

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Top AI Development Company
Top Software Developers

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Top Software Development Company

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Impact Company of the Year

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Best in the West

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Hot Vendor for AI

Technology Expertise

Banking Software Development Company

Banking Software Development Company

Enhance customer experience, improve operational efficiency, and mitigate risks while driving digital transformation and innovation in the banking industry.

Software Development
We Build Using Market Standards
ISO 8583, COBOL / JCL, BIAN Service Domains, Open Banking (PSD2), SWIFT gpi
The State of the Banking Industry

Mainframe dependencies (COBOL) and batch processing windows prevent the real-time experiences customers expect.

91%

Banking AI Adoption Rate
Banks implementing AI across operations

58%

Fraud Detection Improvement
AI enhances fraud prevention accuracy

36%

Operating Cost Reduction
AI automation reduces banking costs

Banking Software Development Company

AI Software Development Services for Banking

We replace linear regression models with random forest algorithms that analyze non-traditional data points (cash flow patterns) to predict loan defaults with higher accuracy.

AI Dev Services for Banking
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Fraud Prevention

Real-time machine learning that detects fraudulent transactions instantly protecting customers and the bank.

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Core Banking Modernization

Account management, general ledger, and transaction processing migration from mainframe to cloud.

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ACH & Wire Payment Processing

Real-time payment initiation, NACHA compliance, and fraud monitoring for domestic transfers.

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Credit Card Processing Systems

Authorization, clearing, settlement, and dispute management for card issuing programs.

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Loan Origination Platforms

Application workflows, credit decisioning, document collection, and closing for consumer lending.

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Treasury Management Systems

Cash positioning, payment approvals, and account reconciliation for commercial banking clients.

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Mobile Banking Apps

Account access, mobile check deposit, P2P payments, and card controls with biometric authentication.

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Open Banking API Development

RESTful APIs for account aggregation and payment initiation with OAuth 2.0 security.

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Transaction Monitoring Systems

Real-time fraud detection, BSA/AML surveillance, and case management for compliance teams.

Custom Development for Banking

Digital Banking Platforms

Account opening, funds transfer, bill payment, and account management for web and mobile channels.

Core Banking Modernization

Account management, general ledger, and transaction processing migration from mainframe to cloud.

ACH & Wire Payment Processing

Real-time payment initiation, NACHA compliance, and fraud monitoring for domestic transfers.

Credit Card Processing Systems

Authorization, clearing, settlement, and dispute management for card issuing programs.

Loan Origination Platforms

Application workflows, credit decisioning, document collection, and closing for consumer lending.

Treasury Management Systems

Cash positioning, payment approvals, and account reconciliation for commercial banking clients.

Mobile Banking Apps

Account access, mobile check deposit, P2P payments, and card controls with biometric authentication.

Open Banking API Development

RESTful APIs for account aggregation and payment initiation with OAuth 2.0 security.

Transaction Monitoring Systems

Real-time fraud detection, BSA/AML surveillance, and case management for compliance teams.

AI Agents

We can also build intelligent workflows with AI Agents

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Trusted Partner

Our AI Development Process for Banking

We follow a structured, banking-first AI development process that prioritizes security, regulatory compliance, and risk management

STEP. 01

Banking AI Discovery

We understand banking regulations customer expectations and risk management. We design AI that ensures security and drives growth.

STEP. 02

Banking Data Integration

We integrate core banking data transaction history customer profiles and external data into secure AI systems.

STEP. 03

AI Model Development

Our data scientists develop banking AI including fraud detection credit models and personalization engines.

STEP. 04

Regulatory Validation

We test AI against banking regulations compliance standards and risk management frameworks ensuring adherence.

STEP. 05

Core Banking Integration

We integrate AI with core banking systems payment processors and customer platforms securely and reliably.

STEP. 06

Continuous Risk Monitoring

Post-deployment we monitor fraud rates credit performance and compliance metrics refining AI for optimal results.

Benefits

AI-First Banking Software Development for the Modern Financial Institution

Core banking transformations and customer experience overhauls require AI that integrates with legacy systems while meeting OCC and FDIC scrutiny.

Core Banking Expertise
Deep experience with Temenos, Fiserv, FIS, and the complex integrations that define modern banking infrastructure.
Production AI at Scale
Teams who've deployed AI for fraud detection, credit decisioning, and customer service across millions of transactions.
Legacy Modernization
Full-stack capability to rebuild middleware, APIs, and customer portals alongside AI initiatives.
Regulatory-Ready Delivery
Proven processes for model governance, audit trails, and the documentation banking examiners require.